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FINANCE PRODUCTS

There are a wide range of financial products and approaches available. We will help you choose the right approach and financial solution based on your business goals and financial situation.

We will work with you as your business partner and as your trusted independent advisor to make sure you get the best possible outcome.

 

  • Commercial Term Loan Facilities
  • Development Loan Facilities
  • Flexible Unsecured Business Loans
  • Overdrafts
  • Receivable / Debtor / Invoice / Domestic Trade Finance
  • International or Domestic Trade Finance
  • Transaction Banking and Cash Management Products

A commercial term loan or business loan is for a specific amount, which has a specified repayment schedule and interest rate. Interest rates may be fixed or variable. These types of loans may also have a monthly or quarterly account maintenance fee.

Term loans are generally used to purchase fixed assets with a long life span (e.g. property and buildings). They can also be used to refinance and consolidate existing debts, fund permanent working capital requirements, etc.

A development loan is a short term facility that has a defined clearance source. Interest rates are typically variable. The facility will also usually have a line fee, which is payable on the limit amount that is approved.

Development Loans are typically used to fund construction projects with clearance at the end of the project via the sale of the developed asset (e.g. units) or refinance onto a term facility.

We are now able to offer you flexible business loans for any business purpose with the funds deposited directly into your business account.
You can borrow between $5,000 – $500,000 for terms from 3 – 12 months, with simple application process and fast turnaround  – typically the monies will be in your account within 24 hours.

Use the funds for any business purpose, with simple fixed repayments evenly spread over the loan term.

Overdrafts are a line of credit facility primarily used to fund working capital assets (stock and accounts receivable) and fluctuations in business cash flows.

Interest rates are variable in nature and there is also typically a line of facility fee charged on the overdraft limit. Overdrafts offer flexibility however can be more expensive that other forms of business finance.

This type of finance is becoming more common and is known by a number of different names. A business uses its receivables (money owing) as security to obtain finance for working capital or to free up cash for other purposes.

Financiers will advance funds at a pre-determined percentage against the receivable/invoice. If a business has receivables from Government or large highly rated corporations, this can be a very cost effective and efficient form of funding.

International Trade finance refers to the various forms of finance and facilities used to assist with importation of goods or assets from overseas.

These include letters of credit, foreign currency loans, etc.

These types of products include:
  • Business / Cheque Accounts
  • Cash Management / Investment Accounts
  • Term Deposits
  • Business or Corporate Credit Cards
  • Electronic or Internet Banking Systems
  • Merchant Services (eftpos)

Make it happen

The staff at MAKE Finance Group are experienced and dedicated to providing our clients with exceptional levels of advice and service.

As a full service finance broker, we can save you time and stress as we negotiate with Banks and Financiers on your behalf. Whether it is asset or equipment finance, business finance and advice or even a home loan, we will go to the market on your behalf and find the best possible deal available.

Let us worry about the financials, as we make it happen for you.

Why Partner with Us?

The staff at MAKE Finance Group are experienced and dedicated to providing our clients with exceptional levels of advice and service.

MAKE Finance Group holds sought after commercial lending accreditations and access to a substantial panel of lenders for both Equipment and Business Finance.

As a finance broker MAKE Finance Group saves you time and stress as we negotiate with Banks and Financiers on your behalf. This allows you to keep focused on your business while we do the finance work.

This ensures you receive the best offers with the objective of saving money and increasing profitability.

Testimonials

Here is what a couple of our clients have said about MAKE Finance Group.
  • Geoff at MAKE Finance Group made the process of purchasing an investment property a seamless process. Thanks for your patience Geoff. I would highly recommend Geoff and his team at MAKE for all your finance needs. Cathy, Warrnambool

  • Geoff and the team at MAKE Finance were unbelievably helpful when we needed to refinance our business loan. After a stressful and confusing ordeal with our existing lender, Geoff made re-financing so easy, and it tool very little work from our end to sort everything out. We are so happy with everything sorted and not having to worry about our finance arrangements. We would encourage anyone with any financing needs to go and see Geoff and the team at MAKE Finance, thanks Geoff! Philip and Jenni, Holbrook

  • Thank you to the team at MAKE Finance Group, for helping me purchase my first truck. I cannot thank them enough as they went above and beyond all my expectations and made the whole process easy and stress free, I would highly recommend them to anyone. Rob, Canberra

  • Applying for a business loan (direct through a Bank) was becoming a stressful and difficult task for us as everything had to be discussed over the phone followed by numerous paperwork. Geoff at MAKE Finance Group was our savior. Your personalised service made the application for our business loan & business vehicle loan so easy. We now operate a very successful business & we could not have done this without you. We love your work! Lloyd & Kristy Franchisee of Jim’s Mowing Wodonga East

  • “MAKE Finance Group were an absolute pleasure to deal with. Right from the very beginning, even when we were just asking questions as to how home loans work and how much we could afford, they made the process incredibly easy and put everything into terms that we could understand. There’s a lot involved with buying your first home, but it felt effortless with the superb help from both Jess & Geoff. MAKE Finance Group definitely come highly recommend from us – thanks guys!” Sophie & Zach, Albury

  • “Buying a new car was a big deal for me as I had a very strong love for my only car of 10 years.  I approached MAKE Finance Group to help me source a loan for my new car, and they made me feel 100% positive about making the change, as the process that they followed to obtain the loan was flawless. They came to me which I hugely appreciated, everything was in order and all follow ups and questions were answered without hesitation. I cannot recommend them enough for their professional and friendly service.” Stephanie, Albury

Bank SA

Bank SA

Bank of Melbourne

Bank of Melbourne

Choice Lend

Choice Lend

Liberty

Liberty

NAB

NAB

St. George

St. George

ANZ

ANZ

Citibank

Citibank

Westpac

Westpac

Heritage Bank

Heritage Bank

ING

ING

Me

Me

Suncorp

Suncorp

Metro Finance

Metro Finance

Bankwest

Bankwest

AMP

AMP

Commonwealth Bank

Commonwealth Bank